Rahim Invest operates as a member of the FINMA-supervised VQF SRO No. 101332
Premium engagement · modular configuration · multi-bank orchestration · multi-generational continuity.
Most GCC heirs change advisor — because too few advisors are actually on the client's side.
The Swiss-managed cross-border wealth market is meaningful (25% Gulf-sourced) and the relationship breakage is structural (79% of GCC heirs change advisors at succession). When the advisor sits inside a product line or a bank's balance sheet, the client's interest comes second. Generations notice.
Curated Patrimony does representation, not placement. Our duty under VQF SRO and OR Art. 400 runs to you — not to a product line.
Sharia-compliant Lombard from one bank, gold from another, fiduciary deposit from a third — without one fiduciary side-by-side, optimisation never happens.
A foreigner holding Swiss assets without orchestration leaves tax exemption, rate differential, and structuring on the table. At 4% on USD 1M, the 35% Swiss withholding silently leaks USD 14,000 / year — unless structured.
When real security and jurisdictional protection are at stake — tax exemption is one example among many — the advisor's structural alignment is the precondition.
Compare across products. Negotiate across banks. Orchestrate across borders.
Lombard, gold, fiduciary deposit, multi-jurisdictional structuring — assessed against your situation, not against a sales target.
Pricing, tenors, terms, onboarding posture — you walk in with our reach across providers, not as a single retail file.
Compliance · Power of Attorney · Fiduciary Deposit · Ongoing Representation — one fiduciary, full visibility.
On your side, between products and banks — economics, discretion, and continuity beyond what any single bank can deliver.
Swiss withholding — recovered, not lost.
Illustrative — USD 10,000,000 placement at 4%:
Year 1: ≈ USD 140,000
Year 5: ≈ USD 700,000
Year 10: ≈ USD 1,400,000
Most banks do not volunteer this to foreign clients. As your fiduciary, we do.
Legal: VStG Art. 13 · SBA Directive 2016.
Across the bank shelf — not one bank's.
Off the bank's register.
Through bank rotations and generations.
Same platform, different configurations — calibrated to who you are and what your wealth needs.
Riyadh-based principal · property in Geneva and London · two children at Swiss boarding schools.
Liquidity flexibility (Lombard against existing real estate), gold as the family's intergenerational wealth core, concierge for school fees and property transactions across CHF / AED / USD. One compliance file across partner banks.
KSA / UAE operating-business owner · regular dividend payouts · discretion and wealth separation from operating risk.
Dividend channelling through fiduciary deposit at scale (VStG Art. 13). Discretion through structure. Multi-jurisdictional layers (Jersey trust / Liechtenstein foundation / Lux SPV) per use-case. Account migration without re-onboarding when bank relationships shift.
Multi-branch GCC family · capital-inheritance design · simultaneous KSA reinvestment and European diversification.
The platform composes across what each branch needs — KSA reinvestment vehicles, European diversification ladder (fiduciary deposit + Lombard + gold), Sharia-compatible structuring, Jersey trust framework for succession. Pre-arranged so the design holds across generations.
Dubai-based international principal · not leaving Dubai · diversifying assets into Switzerland in parallel.
Dubai operations and lifestyle remain — bulk of the trade stays anchored there. Amid regional instability through 2026, Zug emerges as the primary Swiss destination. Calmly-set Swiss anchor: fiduciary deposit, Lombard, gold — installed alongside the Dubai book.
Composable building blocks — assembled per portfolio composition, not pre-bundled.
Liquidity without disposition. Borrowing against your portfolio at leading Swiss banks — without disposing of core holdings. Real estate acquisitions, business capital, tax & succession liquidity.
Allocated physical gold across the full lifecycle. Refinery sourcing through LBMA-recognised partners. Allocated custody at Swiss vaults — your gold, your name on the bar list. Sharia-compatible structures across the lifecycle.
Coordinated with your scholar — across the platform, not as a separate product. Allocated physical gold sits within the framework most Sharia advisors accept. We coordinate documentation with your scholar where required.
From first call to sustained fiduciary relationship — typically over months.
Discovery call about portfolio, goals, jurisdictional scope. No commitment.
Contractual framework signed. Scope, fees, clean PoA — per-placement instructions, no standing authority.
VQF-level onboarding. We package your file to Swiss-bank standards. Transferable across partner banks.
We design your configuration — which modules, at what scale, with what structures.
Fiduciary deposit, Lombard, gold — executed across partner banks per the agreed configuration.
Sustained relationship: quarterly consolidated review across banks and products · annual structural review.
30-min discovery call. Your portfolio, your goals, your jurisdictional considerations. No commitment.